Still spaces: First time buyers looking for help with a deposit can still take advantage of a collaboration between Lloyds TSB and the City Council.
So far 20 people have taken up the City of Lincoln Council’s mortgage help scheme, according to preliminary figures, after the offer launched in June.
The £1 million scheme can help up to 50 people in the city, and means new buyers only need to find a 5% deposit.
So far 7 have fully completed the scheme, using up £130,000 of the indemnity, 9 are in the process, amounting to £163,000 of the cash pot, and 4 are yet to find suitable homes.
The City Council launched the Local Lend a Hand scheme in collaboration with Lloyds TSB, which aims to help first-time buyers get onto the property ladder.
Prospective buyers can apply for a loan with Lloyds TSB on a house of up to £125,000, excluding new build homes.
The City of Lincoln Council provides a cash-backed indemnity of up to 20% as additional security. The Council then earns the interest on this amount.
One couple which benefitted the scheme so far is Lizzie Bruzas and partner Henry Rundle, who recently moved into their £117,000 Cecil Street home with the help of the scheme.
The pair had rented a house for over three years, saving for a mortgage deposit over the last 18 months. The scheme helped them put down a deposit on a house a couple of years earlier than expected.
New home owner Lizzie Bruzas said: “We were in limbo — we could afford mortgage payments, but as we were paying rent were not able to save a large amount towards a deposit. We were astonished when we found out that help was available to us. If it wasn’t for this scheme we would have been unable to buy for at least another three years.”
Councillor Ric Metcalfe, Leader of the City of Lincoln Council, said: “One of our priorities and commitments to residents is to ensure there is affordable housing available throughout the city. This scheme is one of many inititives we are running to help us achieve this aim.
“We hope to help up to 50 first time buyers in Lincoln to become home owners through the initiative. I encourage any first-time buyers in the city to check whether the scheme may be able to help them.”
There are still spaces left to apply for the scheme. For more information, visit a Lloyds TSB branch in Lincoln.
A dramatic video shows a car engulfed in flames in the car park at Lincoln County Hospital on Tuesday afternoon.
An on-call crew from Lincolnshire Fire & Rescue attended the scene on Greetwell Road shortly before 5pm on Tuesday, April 13.
The crew used one hose reel to extinguish the fire and fortunately no casualties were reported.
The car is probably a write-off. | Photo: The Lincolnite
Dramatic pictures from the scene show the severe damage that was caused to the front of the car.
Fall in county infections but a Boston spike
There have been 50 new coronavirus cases and three COVID-related deaths in Greater Lincolnshire on Tuesday — compared to 58 cases and no deaths this time last week.
The government’s COVID-19 dashboard recorded 26 new cases in Lincolnshire, 19 in North Lincolnshire and five in North East Lincolnshire.
On Tuesday, three deaths were registered in Lincolnshire, none in North East Lincolnshire and -1 in North Lincolnshire. Fluctuations in data are usually due to some deaths in those areas being reallocated to other regions across the UK or a miscount. These figures include deaths both in and out of hospitals, as well as residents in hospitals outside the county.
NHS England has reported two new local hospital deaths at United Lincolnshire Hospitals Trust hospitals.
On Tuesday, national cases increased by 2,472 to 4,375,814, while deaths rose by 23 to 127,123.
In local news, people aged over 45 can now book their COVID vaccinations on the NHS website after the government reached its target of offering a first dose to the nine most vulnerable groups.
There were recently some technical difficulties for people accessing the NHS website, but vaccines minister Nadhim Zahawi said the issues have been fixed – book a vaccine online here and find out if you are eligible.
Over the weekend, Greater Lincolnshire’s infection rate has fallen, with a spike in Boston only.
Similarly, the England average has also seen a drop in infections, but still remains nearly half Greater Lincolnshire’s rates.
Lincoln has dropped by more than half over the weekend and now has one of the smallest rates in the UK, with just 9.1 per 100,000 of the population infected with COVID-19.
Here’s Greater Lincolnshire’s COVID-19 infection rates up to April 12:
Greater Lincolnshire’s infection rates from Apr 5 to Apr 12. | Data: Gov UK / Table: James Mayer for The Lincolnite
In national news, Boris Johnson has warned that the reduction in coronavirus infections, hospitalisations and deaths “has not been achieved” by the rollout of COVID vaccines.
The prime minister, speaking the day after the latest easing of lockdown restrictions, instead said it was the national shutdown that had been “overwhelmingly important” in driving down COVID rates.
England is giving out its first doses of the Moderna jab, the third COVID-19 vaccine in the nation’s rollout.
It will be available at 21 sites, included the Madejski Stadium in Reading and the Sheffield Arena.
Along with the Pfizer jab, it offers an alternative to the Oxford-AstraZeneca vaccine for under-30s, after concerns about a possible link to very rare blood clots.
Greater Lincolnshire includes Lincolnshire and the unitary authorities of North and North East (Northern) Lincolnshire.
58,772 cases (up 50)
2,184 deaths (up three)
of which 1,302 hospital deaths (up two)
4,375,814 UK cases, 127,123 deaths
There will be another Kill The Bill protest in Lincoln next week, rallying against a new government bill that diminishes protesting rights.
Protests have been rife across the country since the government’s proposed Police, Crime, Sentencing and Courts Bill was first discussed, with scenes turning violent in Bristol.
Over two hundred people peacefully took part in the city’s first march at Speakers’ Corner on April 3, including Extinction Rebellion activists and Socialist and Labour supporters.
| Photo: Steve Smailes for The Lincolnite
Now, after a post started doing the rounds on social media, another protest has apparently been scheduled for 2pm on Monday, April 17 at the same location on Lincoln High Street, as part of a national day of action.
A poster promoting a second event has been shared across social media platforms.
Protests are lawful once again after the government eased lockdown restrictions on March 29, but organisers are required to submit a risk assessment prior to any event.
| Photo: Steve Smailes for The Lincolnite
Organisers of the last protest were in close communication with police to make the event safe, and The Lincolnite has asked Lincolnshire Police if they have been made aware of another protest, but are yet to receive a reply.
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