The Consumer Credit Counselling Service (CCCS) charity revealed a concerning increase in the number of people with personal debts in Lincoln.
The charity says the number of its clients in Lincoln able to repay their debts has fallen to a four-year low.
CCCS says that there has also been a rise in people from Lincoln seeking its help for the fifth successive year.
It points to figures from Debt View, a new map on its website that breaks down personal debt by region, area and postcode.
The map shows that only 140 of the people from Lincoln counselled last year had enough spare income to begin a repayment plan, down from 174 in 2006.
Debt View also revealed that 542 people from Lincoln called its helpline last year compared to 428 in 2006.
Delroy Corinaldi, CCCS External Affairs Director, warned that many more families, including better-off ones, will be increasingly prone to over-indebtedness in the months ahead.
“It is also not a uniform picture across the country: public sector cuts in terms of jobs, spending and benefits will weigh disproportionately on certain groups of people.
“I am very concerned about the personal debt situation in Lincoln. Not only are there more people from Lincoln contacting us for help with their debts but those who do are in an increasingly worse situation.
“I would urge anyone in Lincoln struggling to repay their debts to seek help from a charity such as CCCS who can provide free advice and support.
“We have the capacity to help whoever needs it. It doesn’t make sense, when you are already struggling financially, to pay for a service that is available for free.”
Source: CCCS
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Lincolnshire Police have found the body of a missing Lincoln boy.
The force appealed at around 4pm on Sunday, April 11, to find Daniel Coupland, 16, from Lincoln, after he went missing.
At 9.30pm police said that a body has been found, which has been identified as the missing boy.
In a statement, Lincolnshire Police said: “We would like to sincerely thank the media and the public for their support with this appeal and request that the family be given time to process this devastating news without intrusion or speculation.”