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Amanda McSorley

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Amanda McSorley joined the Research and Campaigns Team at Lincoln and District Citizens Advice Bureau in February 2013. She is a former journalist and newspaper editor, with 30 years’ experience of covering the issues that impact people’s lives.


We know that there are lot of people in the Lincoln area finding it hard to make ends meet. Families are making tough decisions to keep their heads above water and energy bills are high on their list of concerns.

When the CAB Debt Team sees clients, their energy bill arrears are usually entrenched with other financial problems and pre-payment meters are often the only solution.

This week, advisers are getting out and about to give free energy advice to all consumers and hopefully ease the dread they feel when the gas or electric bill hits the door mat.

Big Energy Savings Week is a national Citizens Advice Bureau campaign to help people cut their energy bills and get all the help they are entitled to. Staff and volunteers from the Lincoln bureau will be at different city venues each day this week to give face-to-face advice, with the sound bite for the event being Check — Switch — Insulate.

We need people to understand that help is out there — from suppliers, from Government, from charities, from CAB — and we want people to access that help.

At the advice sessions, we can help you check if you’re paying too much and if you’re getting all the help available to meet your energy costs without turning the heating down and risking your health.

Are you getting all the benefits and tax credits you’re entitled to that will boost your income? Up to £20 billion in benefits went unclaimed in 2011, enough to cover the fuel bills of 16 million homes.

If you are on certain benefits you may be entitled a rebate on your bill under the Warm Home Discount Scheme, which this year is a very useful £135 – this is separate from the Winter Fuel Payment received by pensioners.

Many of us have an aversion to switching due to past horror stories of dodgy practices by suppliers, but they have cleaned up their act and are now only allowed to offer four tariffs to make it simpler to compare.

From March, suppliers will have to tell you if you are on the cheapest tariff, and from June people on tariffs that no longer exist must be put on the cheapest tariff available from that supplier.

If you are still unsure, come and see CAB’s advisers and they will take you through the switching process safely with no obligation. If you haven’t switched before, there’s a good chance you may save £200 a year on your bills.

Advice on insulating your home and other energy saving tips that could save you up to £320 and £280 a year respectively will also be available, along with how to you could get funding for any energy saving changes to your home.

There is a lot to take in, but advisers will take you through what you need to know, and take it from us, it is worth it — a straw poll in our own office found most of us asked could save money, so we’ll be practising what we preach.

The sessions will all be between 10am and 2pm at:
Monday – Central Children’s Centre, Sincil Bank, St Andrews Close
Tuesday – Central Library, Free School Lane
Wednesday – North Children’s Centre, Welbourn House, Welbourn Gardens, Ermine
Thursday – Age UK headquarters, Park Street
Friday — Moorland Community Centre, Moorland Avenue

For more information, see Bigenergysavingweek.org.uk or visit the Lincoln CAB website.

Amanda McSorley joined the Research and Campaigns Team at Lincoln and District Citizens Advice Bureau in February 2013. She is a former journalist and newspaper editor, with 30 years’ experience of covering the issues that impact people’s lives.

The Lincoln area has got off pretty lightly in the recent storms, but we will all have seen the news stories about people losing their homes and even their lives in the recent bad weather.

As I write this, the wind is howling outside, and I’ve just seen the latest weather and flood warnings for the UK from the Met Office and the Environment Agency. Hopefully our luck will hold, but if you are affected by bad weather, Citizens Advice can direct you to all the help that is available.

One of the first things to do is to check your insurance policy to see what you are covered for and the quicker you can contact your insurer the better. Following the storms that hit large parts of the country in October the Association of British Insurers has posted a lot of useful information on its website.

People whose homes have been badly hit by the weather may be able to get help from their local authority in the form of a payment for essential items to be able get back into their homes.

The Lincolnshire Community Assistance Scheme has been running from April 1 this year to help people in urgent need. Usually help is only available to people on certain welfare benefits (Income Support, Jobseekers Allowance, Employment and Support Allowance or Pension Credit), but other low income households can qualify if they are facing an extreme situation and meet other criteria. Call 01522 782155 for more info on this scheme.

People receiving the benefits listed above may also be able to get a budgeting loan to replace damaged items from the Department of Work and Pensions (DWP).

If you rent your home and it suffers damage you need to find out who is responsible for the repairs and what happens if you have to move out while those repairs are being carried out.

CAB’s award-winning website has information on tenants’ rights and how to get compensation if you experience power cuts and your supply is not restored in reasonable time.

If you are unable to work because of the weather this does not necessarily mean you should not be paid. If you are willing to work but unable to do so due to reasons beyond your control, such as transport problems or your workplace has been damaged, you have should still get paid unless specific terms in your contract state otherwise. If your employer is refusing to pay or making deductions from your wages in these circumstances a CAB adviser could help.

Amanda McSorley joined the Research and Campaigns Team at Lincoln and District Citizens Advice Bureau in February 2013. She is a former journalist and newspaper editor, with 30 years’ experience of covering the issues that impact people’s lives.

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